A monthly publication spotlighting top producers of American Income Life and National Income Life

a Insight

a News Page

2009 SUMMIT ANNOUNCEMENT

SGA CAREER TRACK

New Markets Opening & Expanding

American Income Life nsurance Company has been meeting working amilies' needs for over half a century. We are a leader

PG. 04

There is a growing need for ambitious leaders.

Roger Smith in the Union ia surance AIL/NILICO is looking for MGAs and GAs wanting to

9 market and are totally pursue the SGA Career Track. If you are interested, PROMOTIONS AND President & CEO committed to meeting the speak to your SGA, then send an e-mail to: ANNIVERSARIES American Income Life & National Income Life needs of union members futuresga@ailife.com.

hrough personal one-on- one service and complete Home Office customer support. You can count on AIL to do what it says it will do.

:spotlight 3.2 | pae E ny by

American Income Life Insurance Company for the dissemination of

TOTAL BONUSES PAID OUT PG. 06

This month AIL and NILICO paid a total of $1,752,321.44 in bonuses. For more information on the monthly bonuses, turn to Pages 7 & 8.

O, Total: $1,752,321.44 FIRST TIME 15%

! CONTEST WINNERS

'Think about the different countdowns you have experienced Take a good look at your YTD numbers. Are you where you want dM uel quA EARN in your life. Pm not just talking about the iconic space shuttle to be when Convention invitations are sent out? If not, consider Prior permission must be REQUIRED RETENTION RATE PG. 08 lift-off or the cinematic timer on an explosive device you what actions you can take to make sure your name appears on obtained from American Effective Jan. 1, 2008, to be eligible for bonuses and be have watched in a movie. I mean those times back in school that list of Convention attendees. Now is your moment to pull Income for reproduction or featured in Spotlight, Producers must meet the required

i : other use of material herein. Retenii Mem Heec os Ne oC ; 2009 CONVENTION when you held your breath until it was three o'clock or when out all of the stops, find that one rock left unturned. etentiom or tne minimun Ner toGross, Net to Gross varies BEVERLY HILLS you anxiously marked off every day until your birthday or Managing Editor & based oni Donus guidelines andisüsed gny during the special holiday. This does not exclude those of you who are in the position to Creative Director Producer's first eight months. The rates listed below are for

qualify. If you try to rest on your laurels, it won't be long before A Spotlight recognition only.

At AIL/NILICO, the big countdown comes with the final someone taking this countdown to heart surpasses your numbers. anouge Se IO Retention: 68% PG. 10 push to Convention. I am certain at least a few of you have I dont know about you, but Id be rather upset if someone else Editor & Writer Netto Gibss: 7896 your calendars out already, tallying just how many days you took my spot at the last moment. Kristin Ramsey have left to qualify. And I do not blame you, I've been in the kramsey@ailife.com NEW RECORDS AND

What about those of you who are first in your categories? Are y y g you going to be on stage next year as a leader or top producer?

DATES TO REMEMBER NON-GRUDGE MATCH

Monday, November 24, 2008

same position you're in. à P y Lead Designer

Annalee MacFie

Here is something to remember, though while the Are you going to kick back and give somebody else the chance to eT d F 8 ? " 8 "n n. 8 E " 8 y amacfie@ailife.com All business and PR credits must be at the Home Office to $ 9 A count Onas O your past Were usually spent passively with you walk across that stage: count for November production. es having nothing to do but wait, the AIL/NILICO countdown Contributors ~M pc. 18 is a call to action. This is not an opportunity to sit back and M. clock piss y our diu: E ee 1s any PS AES November 27, 2008-November 28, 2008 relax while time runs out. These next few weeks can make all in ication, these tina! months are going to 6 BECHUMB, ope Jennifer Crupe Home Office will be closed in observance of the à the difference! everyone is where they want to be when the timer hits zero. Carrie Eckles Thanksgiving holiday. E Lana Giebe Tiffanie Juntunen joy Taber LOOK FOR ME! LISA LaValley Pat Nevarez Brandon Ramos Amy Rivera Linda Resendez Amy Tonthat Danielle Wojchowski : LOOK FOR THE ASTERISK Sandy Yerger FOUNDER S CLUB OUTSTANDING PRODUCERS The asterisks, shown throughout the magazine, indicate that place : offi September 2008 will be a year-to-date award winner. The Producers, who will be ome Ice recognized at the 2009 Awards Presentation, are: the top SGA from 254-761-6400 AGENT ] SoA . QUALIFIER: NERALE: TOTALNE -REF each category based on the percentage of Net ALP objective, the top Samson MU Eric Giglione 1 $58,356 79.6 two PR Managers, the top two PR Representatives from each category, Web Sites Theresa Bellajaro Altig-Orlovic 2 55,513 80.9 the top two RGAs, the top five MGAs, the top five GAs, the top SA, and wwwailife.com Max Quasem Cohen-Cohen 75,157 87.1 the top ten Individual Producers. You can view the 2009 Convention wwaniliiecom Helen Taylor Altig-Orlovic 66,927 81.8 Qualifications online at www.ailife.com or www.nilife.com. Check your ; Robert Ulreich Jatoft-Foti 58,153 88.1 production! If there is an asterisk by your position, you could be on www.WorkAtAIL.com . x ; i www. WorkAtNILICO.com Freida Yakubov Tom Williams 81,096 84.8 your way to the Beverly Hilton, home of the Golden Globe Awards! The ` à "Percentage of Net to Gross convention will be held May 14-17, 2009. Recruiting Support www.ailife.com/rms 2 Spotlight October 2008 Bl Encore! www.ailife.com/recruiting

© 2008 by American Income Life Insurance Company

a Direction

= PR News Summit: 2009

PR Summit 2009

Shhhh....can you hear it? If you listen very quietly perhaps you can hear the faint, rhythmic sound of distant drums...bump, bump....bump, bump...much like the beat of your own heart. Be very still. Close your eyes. Maybe you sense more than you hear, the hypnotic vibrations as they are carried gently on the warm, balmy breeze. Perhaps you find yourself rocking rhythmically back and forth, as if the beat has entered your soul. The animals stop and perk their ears. Lizards and snakes pause cautiously on tropical branches to test the air with their forked tongues. What can it be? What can this mean?

‘AIL/NILICO PR SUMMIT

As the tempo increases and the vibrations become stronger, you realize, “Yes! A message is being spread.” What is it? Bump, bump....bump, bump. Wait! A vision is slowly coming to you. Through the haze you begin to sense people, many people, of great wisdom and great joy. Bump, bump....bump,

bump. PR....Summit....PR....Summit. You awaken from your trance-like state, refreshed and renewed, and you know. The plans have begun. PR Summit 2009. You must prepare, and you, too, must join in spreading the word to all those who will gather there, those coming from far and wide.

AT Gluerter |(entest

The tribe has spoken, and the 4th Quarter Contest is under way! This is an excellent opportunity

to become the leader of the pack and generate the most possible cards or groups in October, November and December combined.

4 Spotlight October 2008 E Encore!

1st Year PR Rep Training

January 22, 2009

General Session

January 23, 2009 January 24, 2009

Hilton DFW Lakes Executive Conference Center

Grapevine, TX

Come, Witness the Explosion!

Fire Walkers

[]1st Prize: $1,000

[] 2nd Prize: $450

[] 3rd Prize: $250

Most Original groups turned in October through December 2008. To count, the group must be approved by Home Office. Minimum Member Count: 50 Minimum Number of Groups: 20 Note: Schools, Day Cares, Small Business, Union, Associations, Credit Unions - they all count.

Tribal Dancers

[] 1st Prize: $500

[] 2nd Prize: $250

[] 3rd Prize: $100

Most CE Event Leads turned in October through December 2008. Leads are guaranteed if received in Home Office by December 29th. Minimum Leads: 500

Note: It doesn't matter how many events it takes. It is total leads. CE Events must be set up through Home Office.

Tribal Elders

[] 1st Prize: $1,200

[] 2nd Prize: $450

[] 3rd Prize: $250

Highest Membership Combined Total (Renewals and Originals) Turned in October through December 2008. To count, group must be approved by Home Office.

Greatest Warriors

[] 1st Prize: $2,000

[] 2nd Prize: $1,000

[]3rd Prize: $500

Total Leads generated October through December 2008. Leads are guaranteed if received in Home Office by December 29th. Minimum: 4,000 Leads

Debbie Enstedt

Vice President of Public Relations Field Operations

Change is Good

Recently, Roger and I were talking about how Centralization will

one day be looked back upon as one of the most important changes we have made as a company. It will be remembered as a significant contribution to our company growth in reaching $250 Million and

2.5 Million Leads.

Believe me, I am all for that day when it comes, but I already see Centralization as a good change. Just this past year alone, the changes we have seen are drastic. Lead generation is up 18 percent, hiring in centralized areas is up 22 percent, and we have promoted managers and implemented standardized training, presentations, and agency visit education.

'These changes bring Opportunity Unlimited for PR Representatives, Personal Producers, and those looking to advance into management positions. Management opportunities are emerging on the horizon, and we are beginning to develop future leaders.

The first step, of course, is to identify future leaders so we can start helping them move towards the Opportunity through mentorship, leadership development, and training. Who better to start with than you? Though many skills are needed to become a PR Manager, the key component is desire. Do you have the desire? Now is definitely the time to let me know.

In the near future, we will be bringing future leaders to McKinney for interviews, training, and leadership development. Are you interested in becoming a part of the management structure? If so, please send your resume to me at denstedt@ailife.com.

Change is inevitable and can be powerful in moving your career in the direction of which you have searched.

Encore! W Spotlight October 2008 5

Promotions ..

~ Allan Gilbert

Regional General Agent Alberto Alcala Gregory Engrav

Master General Agent Eric Aron

Richard Greenberg

Gary VanErt

General Agent 60% Anthony Christman

Daniel Umbertone

General Agent 57.5% Vicente Alaniz

Sharonda Moses

Barbara Stillwell Supervising Agent 55%

Robert Barzyk Emilia Benavidez Cameron Dager Sean Dignan Jeffrey Mayfield Marlin McKinney Perry Taylor Matthew Thomas

Supervising Agent 52.5%

Ryan Nishio Robert Shafer Richard Correa

Zeve Katz David Walton

Melissa Friedman William Ray

Brian Duncan

Ryan LeBaron

Kimberly Bird

Jermaine Gunter

James Ching Heather Hewitt Robert Vincent

Leadershi (J Christian Vasquez Amie Young

James Cunningham Amanda Deal Kathryn Dickens Ross Ewen Alexander Seropian

Antoinette Yellock

Jatoft-Foti Theodore Pappas Eric Giglione Fred Hadayia Imran Satti

Scott Rehberg Marc Rosen Surace-Smith Simon Arias Marc Rosen

Chuck Hill $15,685.53 14,199.45 11,875.40 11,829.79 11,393.32

9,974.59 9,894.50 9,696.50 9,213.25

9,146.99

Ben Halali

Philip Prata Laura Fisher Samuel Cohen Harjeet Rana Robert Shafer Alberto Alcala Stephen Bendure Jeffery Thiel Wayne Fader

Jatoft-Foti

Karen Apgar-Scholz Chris Hernandez Amanda Mlinaz Matt Henderson Robin Andrade HO MA

Al Wall Josh Chalom Kenneth Altizer HOWV Casandra Robinson HO CD (ON) Rona Pileggi Spano HO Chicago Brett Hulme HO GA

Brenda Di Somma HONJ

$8,090.00 3,343.00 3,102.00 2,661.20 1,974.27 1,935.00 1,631.88 1,322.94 1,245.00 1,241.00

Theodora McDonald

Karen Sessing

Norman Candelore Jason Marlow

Justin Oldham Kurt Walters

Renee Anderson Allen Nelson Benton Tong

Daniel McCarthy Marcus Oliver

Travis Norman

Nichole Turner

Leon Blake Jean Michelle Hardee Arnold Pacleb

Raul Castaneda Steve Jirschele LaToya Richardson

Andrew Brinkmeyer David Harrington Angela Pisciotta-Perez

Jordon Crumb Jason Lobring Jarred Sykes

Thomas Baeurich Tony Chu

Shasta Doty Gary M Jones Darryl Mitchell Daniel Rustad

Allan Barrow Mark Clark Clayton Giffin Kyle Klipp

John Nesbitt Jason Schrimsher

Alisa Bell Douglas Connor Manuel Gogolin Dustin LaRoche John Olson

James Seaborn

Linda Bird-Harris Marc Coulter Tina Grzeca Aaron Latham Suzanne Otto Robert Slocum

Jason Brown Edwin Cuebas Tyler Hobbs Keziah Low Adelfa Parinas Marisa Willgruber

Yohana Cadenas Lura Diaz Kraig Jilge Jared Miller Matthew Parker Peggy Winston

95 PR Reps Qualified

Anniversaries

6 Years of Service David Farraway Frederick Hadayia Michael Snow

5 Years of Service Preston Foster Benjamin Foti

Matthew Hogan

28 Years of Service Patrick Coughlin Eric Giglione

26 Years of Service Rick Altig

23 Years of Service Ted Schilling

21 Years of Service

Angeles Ordas 17 Years of Service David Hausman

Jinzhou Zhao

John Keiderling

Jason Mayer

Matthew Melhorn

Corey Neff

4 Years of Service Richard Barbour Laura Fisher Robert Hamilton Adrian Jefferson Yevgeniy Kashkin Sami Mogannam Perquida Osborne Derek Sandilands Moswen Taylor

15 Years of Service Douglas Bauknecht

13 Years of Service Kobina Sekyi

12 Years of Service Joey Kennedy

11 Years of Service Brenda Carson Carla Miller

10 Years of Service Carl Boldon Anthony Christman Pamela Drury

Jason Young

3 Years of Service Herbert Adams Andrea Barenholtz Jennifer Chetwynd Lamine Diakhate Phyllis Jones Barbara Knight Vincent LaRocca Steven Stensrud

Benjamin Mancillas 9 Years of Service David Zophin 8 Years of Service Eric Neal 7 Years of Service Kevin Appasamy

Matthew Dahler Joseph Larsen

Craig Strompf Andy Walters

2 Years of Service

Stephen Bendure James Clark Brandon Davis Wayne Fader Andrew Haskins Frank Jendusa Hasheim Jones John Keliher James Logan Paul Manley Gordon Mooc Orett Nelson Shamecka Nelson Sean O'Hara Blagoj Ristov Carole Rossman Edwina Taft Jeffery Thiel Richard Walsh

1 Year of Service Mike Argersinger David Aronovich Michael Black Brendan Boyle Johnathon Bunch Damien Cameron

Cherry Clarke

William Coleman-Pender

Antonio Depina Kathryn Dickens Tracey Dugan Viki Farr Angelica Gallardo

1 Year of Service (cont.)

Sundeep Grewal Edward Harris Clifton Horton Hillary Hunnewell Emily James Michael Jones

Stacie Jones

1 Year of Service (cont.) Michael Rome Todd Royer Jamie Rutan John Salesses Scott Smaltz Brittany Smart Matthew Smith Maricela Soto

Reinstatement

David Jackson Carlo Bonifazi Lance Martin Sami Mogannam John Bulecza Arthur Westergren Benton Tong

Stephen Jubrey

Sarah Kuehl Winston Lewis Jun Ma

Frank Mangus Alejandro Marin Tahila Mateni Godlove Mbah Brett McCoy Ryan McIntosh Clifford Mekelburg Aseneth Meza Todd Mileti Juan Montufar Luciana Mosca Tyler Murray Edward Rangel

Brian Sundberg Anca Susan Marchon Tatmon Patrick Taylor Adrienne Terry Michael Thomas David Walton Dichita Warren Timothy Watson Nellie Whittaker Cassandra Williams Katherine Wright Haoyu Xu

Robert Appel Kathy Langley Henry Getty

95 Producers Qualified

Tom Williams Bob Olson Surace-Smith Jatoft-Foti

Matt Henderson Tom Williams Cohen-Cohen Tom Williams Slav Bitman Cohen-Cohen

$3,230.42 2,031.96 2,002.50 1,457.78 1,319.61 1,150.68 838.43 788.55 771.17 749.22

557 Managers Qualified

WGB

Freida Yakubov Karen McQuoid Roghie Hassanloo Muslimah Baldwin Elvis O'Banor Ernesto Magat Kevin Ishikane

Tom Williams Steve Friedlander Josh Chalom Eric Giglione Eric Giglione Jatoft-Foti Altig-Orlovic

Brock Lampee Altig-Orlovic

Max Quasem Ben Halali

1,699 Producers Qualified

Cohen-Cohen Jatoft-Foti

$5,615.14 4,720.30 4,375.45 4,213.26 4,208.45 4,195.97 4,182.03 4,111.38 3,970.08 3,880.77

Total: $1,686,290.28

A

John Glennon Jennifer Gray Keith Green

Maria Greene

Dustin Raaum

6 Spotlight October 2008 W Encore!

= Outlook

any <i

YTD Contest Total Payout:

. $250,518.90

Top YTD

Winners;

September

inners

Vv

Manager Wayne Fader David Wang Richard Sprigg Patrick Stenglein Samuel Cohen

Brett Gryska

Philip Prata

Dichita Warren Christopher Williams Orett Nelson Yvonne Hernandez Alberto Alcala Daniel Phares Lorenzo Lameko Theodore Greer Blake Higuchi

David Guzman Garret Kun

Ryan Vopat

Jeffery Thiel

Mark Bleier

Robert Shafer Stephen Hill Sharonda Moses George Lahamedjian Craig Beck

Averyll West-Washington Steven Edgell Shaun McDonald George Noujaim Richard Barbour Curt Snow

Stephen Bendure Brock Graff

Erik Graham

Laura Fisher

Byron Paz

Joseph Moore Robert Vincent Mathew MacCannell Robert Kanaan Jermaine Gunter

8

Bonus Count*

A&-—KNNA£GUGUUUN N

= āe et NNNN asas NN SB BA NNN SB HB KB BAN BNNNN | WNDN SEN

$6,363.30

Bonus Count* 9

Wayne Fader

Marc Rosen Agency

Bonus Amount

$2,524.97 1,752.85 1,642.04 1,526.88 1,286.92 1,236.17 1,219.39 1,195.66 1,188.74 1,169.18 1,161.00 1,085.23 1,025.48 976.59 957.46 948.01 892.04 808.09 775.44 764.92 764.11 753.93 701.22 678.83 671.88 668.17 666.48 616.40 615.72 568.39 566.90 561.34 547.14 528.55 489.34 471.70 468.68 468.35 465.72 461.73 456.86 453.81

Manager Brandon Asuka Travis Eick Earnest Powers Roger Fung Timothy Dawe Tony Fox

Jeremy Welch Pamela Ladd Vanessa Garcia Kelvin McDiarmid David Goodman Chad Neff

Nicole Shelton James Ching

Sita Pereira

Johan Henriksbo Mathew Mealey Randolph Souliers Mitch Duplantis Scott Hanna

Mark Beckford Dason Phaul Maryna Danielian Kyriacos Davis Tiffany Roland Norman Candelore Jay Newsome Natalie Linker LaToya Richardson Timothy Watson Osei Agyeman Phyllis Jones Brian Duncan Kurt Papenhausen Rishaun English Anthony Paradiso Doreen Ryan-Foti Perquida Osborne Jared Mlinarich Jayson Medema Steve Surace

Zeve Katz

Alberto Alcala

Marc Rosen Agency

Bonus Count*

2 1 2 1 1 1 1 2 1 1 1 1 Z 1 2 1 1 1 1 3 1 1 1 1 3 2 1 1 1 1 2 1 1 1 2 2 1 1 1 1 1 1

JN __ FirseTime 15%

$4,533.86

Bonus Count" 14

t

=

Bonus Amount

$449.54 446.02 434.53 428.12 416.18 412.32 412.15 411.42 403.61 393.02 387.68 372.55 361.32 359.86 350.61 335.94 328.88 326.86 326.86 323.11 322.70 321.49 314.94 313.27 313.25 312.23 311.97 305.36 305.28 301.50 294.05 290.32 284.42 282.15 272.44 270.18 265.14 262.09 256.49 251.93 248.14 244.67

$3,753.59

Bonus Count* 10

Ben Halali Jatoft-Foti Agency

Manager Nicholas Zangardi Michael Black Daniel Armstrong Leonard Harris Dorian Oldham Raymond Risucci David Melcher Bruce Crowell Tod Brown Salvatore Gallo Melissa Hale Justin Herdzina Moswen Taylor Jason Taylor Daniel Stonge Leon Blake Rodney Ward Franlisa Williams Beth Snow

Stacy Taylor Ronald Rivera Andrew Streiff Candace Engelson David Hausman Gevorg Yanukyan Marcus Howard Steven Engrav Shawn James Frank Carpenter Sharon Brenner John Franklin William Ray

Eric LaBossiere Peter Patrie Catherine Cusyck David Iriye Brandon Kissinger Matthew Melhorn Allen Nelson Robert Gerdes Joshua Lageman Brett McCoy

Dy

$3,730.

Bonus Count* 9

f.. '

Richard Sprigg

Scott Keeney Agency

Bonus Count* Bonus Amount

1 $244.44 1 243.40 1 228.87 1 224.92 2 220.54 2 220.54 1 218.85 1 217.70 1 214.42 1 210.87 1 203.11 1 202.06 1 197.80 1 194.54 1 193.84 2 193.66 1 193.55 1 192.92 1 190.62 1 190.22 1 189.03 1 187.22 1 185.83 1 184.68 1 182.71 1 178.83 1 177.75 1 177.10 1 175.77 1 169.79 2 169.40 1 167.97 1 167.69 1 167.69 1 165.38 1 164.62 1 164.44 1 164.00 1 163.55 1 161.46 1 156.64 2 156.29

ed

A

: $3,699.79

!

Manager Phillip Humbel Marcus Oliver Adam Smith Mary Delores Ayarzagoitia Andrew Stinnett Thomas Baeurich Matthew Ho

Timothy Clark

Sorana Blackfoot Norbert Medina Toafa Teo

Mickey Beaver

Billy Wilder

Gregory Engrav Michael Sheets Thomas Vena

Robert Drake Raphael Bouchereau John Johnson

John Charlton Jamison Weatherspoon Jonathan Whitaker Justin Nevitt

Eugene Wolfe

Desi Dimitrova

Maria Greene Christopher Jordan Ceasar McClain Adaoma Okereke Brian McTear

Patrick Duray

Vicente Alaniz Richard Blake

Melissa Losk

Majesta Davis Andrew Haskins Alvin Hagens

Seth Randolph

Bonus Count*

1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1

Bonus Count* 11

Samuel Cohen Fred Hadayia Agency

Bonus Amount

$154.63 154.22 149.63 148.45 141.55 141.48 141.48 140.41 140.30 139.35 137.65 136.80 136.78 128.25 125.42 124.86 124.07 124.04 123.11 122.22 122.22 119.85 119.12 118.59 118.23 118.23 117.41 117.14 112.74 110.11 108.20 107.27 105.09 105.03 104.93 104.32 101.15 101.03

Bonus Count* is the total number of Agents under the indicated Manager who have reached the 1596 bonus level for the first time.

Rob Falvo

Senior Vice President of Field Operations

Higher Standards, Greater Expectations

In both my professional and family life, my primary goal is to set

a high standard of expectation for myself and the people God has surrounded me with, a responsibility I take very seriously. And, while there are times that I may take this too seriously, the fact of the matter is no one succeeds without someone else caring about him or her.

With this in mind, I want to address ALL who work for American Income & National Income as leaders, regardless of your title. In all the places where we interact—the family, the school, the community, and yes, even the office—one conspicuous change has occurred within everyone's lifetime; all of the commonly accepted standards for our own skills and behaviors and those accepted in regards to our children are drastically different. The difference less is expected, and in turn, less is received! Times have changed. Wow, what an understatement! I'm 43 years old, and I cannot believe how much change my generation has seen. I can only imagine what changes our kids will see.

Now, I'm not talking negatively about change. I understand that we need to adapt. However, it is ludicrous to think that we need to lower our standards and expectations because society has told us that it is not politically correct or good for a person's self-esteem if we expect too much from them, if we push them to go the extra mile, like maybe working an extra day or two if they have not achieved their goals.

Being too politically correct has focused our attention on elusive sensibilities such as "self-esteem" rather than on substantive sources of pride such as achievement or responsibility. As leaders, we cannot blind ourselves to the truth because we are fearful that some may find the truth offensive. In fact, doing so is especially reprehensible when the stakes are high. We need to set high standards, and we need to expect people to achieve them. This is the essence of leadership.

Congratulations, Larry!

AGENCY DIRECTOR OF THE MONTH: Larry St:

Larry Strong is the Agency Director of the Month. His territory had 8596 growth for the month of

Why are we not willing to hold people to a higher standard? Is it because we personally are not willing to do the same for ourselves? I know that in my life whenever I have failed it has been for this reason. Let's do our best to eradicate that excuse from our personal and professional lives. We need to care about the people who look to us as leaders and role models. Real caring does not mean always saying what is popular or easy. It means making decisions that may not be easy and popular today but that will reap great long-term benefits.

In the words of Carlos Santana, "The mind is the house of questions and the heart is the house of answers." As we move into the rest of

our lives with a clean canvas on which we are going to paint "our masterpiece", some questions must be asked. What is your life going to be like? Is your vision crystal clear? Have you prepared for obstacles and suffering? How are you going to deal with it? Without suffering and death, human life cannot be complete. If there is a meaning in life at all, then there must be a meaning in suffering. The way in which we accept our fate and all suffering that it will inevitably entail, the way in which we take up our cross, gives us ample opportunity to add deeper meaning to our life. Only you can find the answers for your life, and your attitude will determine your happiness.

Victor Frankl once said, "Don't aim at success the more you aim at

it and make it a target, the more you are going to miss it. For success, like happiness, cannot be pursued; it must ensue, and it only does so as the unintended side-effect of one's dedication to a cause greater than oneself or as the by-product of one's surrender to a person other than oneself.” Does your life have meaning? Work for something higher than yourself. If we all have higher standards and greater expectations for ourselves and the people we surround ourselves with, success in business will be guaranteed. More importantly, our individual lives will take on more meaning, and we will be happy.

September. Larry's years of industry experience are an important component of the Home Office

team. His leadership style is a joy to watch.

Or key CESS WU y eue LAE Se m EL UTR m

M

Brian Tracy

Enthusiastic is the only word to describe how

you will feel after listening to this phenomenal L^ speaker. Brian Tracy has truly made a name for $ himself through education and experience. For

30 years, he has studied, researched, written, and spoken in various fields including economics, business, philosophy, and psychology. He is a top selling author

of over 45 books, and he has written and produced more than

300 audio and video learning programs. Before founding his company, Tracy was the Chief Operating Officer of a $265 Million development company. He has performed high level consulting assignments with many multi-billion dollar corporations, and he has traveled and worked in over 80 countries on six continents.

His business experience is a force to be reckoned with, but his dedication in seeking new ideas and knowledge to pass on to others so that they may succeed is remarkable and truly respectable. Every member of AIL/NILICO, no matter what position or area of expertise, will greatly benefit from attending Brian Tracy’s speaking engagement. We could not be more proud to offer this once in a lifetime opportunity to the successful men and women who will be

a part of leading AIL/NILICO to $250 Million.

Three Dog Night

Need we say more? A true legend, this band controlled the airwaves and music charts in the late 60's and early 70's, and was one of the most popular bands in America during this time. Forty years later, these guys continue to hold the best Billboard Top 100 Chart average. Prepare to be

entertained at this show of a lifetime!

- P 74

THREE Doc

NIGHT

You are sitting in a dazzling ballroom at the Beverly Hilton, dining on a fabulous full-course meal, and conversating with the top Producers and Managers of the company that has provided you Opportunity Unlimited. Guess what? You dont have to just picture this; you can experience this. Two months of determination and smart work can still earn you a spot at the 2009 Convention.

For Convention qualifications, check out the bonus poster in your agency or visit:

With an excellent performance by Three Dog Night, sitting amongst your peers listening to results-proven speaker Brian Tracy, and visiting the shops on extravagant Rodeo Drive - what else could you ask for? The time is now to pull out all the stops and bring your production to Convention qualifying levels. It’s not too late. Hurry! The show is about to begin.

NOW BLAYING

DEFEATS GUESS | WORK >

a Individual Producers

2. Freida 3. Chantal Yakubov Daigle Ft. Lauderdale, FL Halifax, NS

5. Ernesto Top IceBreaker Magat 6. Muslimah

San Jose, CA Baldwin Edison, NJ

Top IceBreaker 9. Ben

8. Joy Halali

Horcajo San Jose, CA Honolulu, HI

IceBreaker 1 IceBreaker 2

Erez Patrick Shabtay Raviola Los Angeles, CA Edison, NJ

1. Roghie

Hassanloo Toronto, ON

4. Kevin

Ishikane Honolulu, HI

7. Brock Lampee Tigard, OR

10. Elvis

O'Banor Edison, NJ

IceBreaker 3 Amelia

Dillard Nashville, TN

September Production

YTD Production

Rank

Name

Tehani Maragos Gary M Jones Samson Adelufosi Troy Plummer Karen McQuoid Richard Carter Jose Harb

Erez Shabtay Kevin Edwards

Steven Stensrud

Jamison Weatherspoon

Catherine Minor Karen Sessing Ross Ewen

Dart Brown

Amir Sedaghat Bobby Gujral Robert Ulreich Benjamin Eggen Brenda Anderson

Net ALP

$39,445 27,970 26,470 24,450 24,107 23,036 22,881 22,442 21,933 21,481 21,278 20,628 20,242 19,624 19,395 19,031 18,905 18,675 18,457 18,150

275,515 198,681 190,823 176,512 173,229 167,101 151,182 140,279 136,842 132,886 130,616 122/52) 116,948 115,432 113,278 TEE 108,094 106,927 106,752 106,144

18,675 16,712 15,716 95

Net to Gross

100 100

Retention

79.3;

Byron Paz

Elaina Bosco Robert Kanaan Daven Hermosura Ben Halali

Laura Fisher Tiffany Roland Blake Higuchi Ben Halali

Laura Fisher John Collins Ben Halali

David Hausman Troy Plummer Karen McQuoid Anthony Mutter Ben Halali

Zeve Katz Pamela Ladd John McGrath

Byron Paz

Daven Hermosura David Iriye

John McGrath

Elaina Bosco

Bobby Gujral

Laura Fisher Nicholas Zangardi Christopher Clark Mitch Duplantis

Timothy Clark Amir Sedaghat Bobby Gujral

Christopher Stephens

Benjamin Eggen

John Collins

Zeve Katz Mark Beckford Brett MacCannell

Josh Chalom Tom Williams Imran Satti Altig-Orlovic Jatoft-Foti Eric Giglione

Altig-Orlovic

Altig-Orlovic

Jatoft-Foti

Eric Giglione Altig-Orlovic Jatoft-Foti

Eric Giglione Alt-Orl-Deley Steve Friedlander Altig-Orlovic Jatoft-Foti Cohen-Cohen Oldham-Bianchi Altig-Orlovic

Josh Chalom Altig-Orlovic Cohen-Cohen Altig-Orlovic Cohen-Cohen Tom Williams Altig-Orlovic Altig-Orlovic Steve Hartman Eric Giglione Surace-Smith Altig-Orlovic Marc Rosen Scott Rehberg Surace-Smith Altig-Orlovic Altig-Orlovic Jatoft-Foti Altig-Orlovic

Altig-Orlovic

Cohen-Cohen Eric Giglione

Altig-Orlovic

An IceBreaker is a Producer who made his/her first sale in the last 2 calendar months. We will recognize all IceBreakers in the Top 10 Individual Producers list for the month, as well as the next Top 3 in this category.

a oupervising Agents

1. Timothy 2. Shawn Watson James Cleveland, OH Columbus, OH

a General Agents

1. Sarai

Castanon San Jose, CA

3. Evan 4. James Holzhauer Aalders Edison, NJ Halifax, NS

3. Sita

Pereira Auckland, NZ

2. Daniel

Walton Cleveland, OH

5. Thomas

Vena Pittsburgh, PA

September Production

YTD Production

September Production

YTD Production

Rank

tq

. Jamison Weatherspoon

. Jamison Weatherspoon

. James Cunningham

. Joshua Lageman

. James Aalders

. James Cunningham

1st Six Mo Agt

Net ALP

$31,113 30,534 30,487 29237 28,859

$39,078 36,971 38,779 29,287 38,332

Francisco Zarathustra

Net to Gross

Retention

Ryan Vopat

Stephen Bendure

Stephen Hill Yvonne Hernandez

Nicholas Zangardi

ALL TIME RECORD: LORENZO LAMEKO $78,033 1st Six Mo Agt ALL TIME RECORD: LORENZO LAMEKO $81,207 Net ALP

Mic t 186,672 Nikki Woods 181,298 99,866 93,089 87,179

210,790 93,851 Plena, 133,775 87,179

Sita Pereira Michael Black

72.5 Harjeet Rana

VDJ

68.7

Steve Surace Nicholas Zangardi Stephen Hill

Brett Gryska

ALL TIME RECORD: LORENZO LAMEKO $289,373 1st Six Mo Agt

ALL TIME RECORD: MARY ANN GAELIC $443,893 Net ALP

1st Six Mo Agt

Net ALP

$109,460 $109,660 80,643 99,801 71,014 86,320

53,043 52,022

42,614 51,634

Edward Rangel 40,123 58,311

Stephen Jubrey 38,195 44,305

Alan Weissen 32,670 34,472

32,492 57,985

32:127]

Net to Gross

38,048 95

Retention

Ben Halali Stephen Bendure Laura Fisher

Harjeet Rana Earnest Powers Marcus Howard Brett Gryska David Hausman Nicholas Zangardi

Kyriacos Davis

ALL TIME RECORD: TAINA LAMEKO $195,544 1st Six Mo Agt ALL TIME RECORD: TAINA LAMEKO $208,278 Net ALP

339,895

321,885 445,596

311,427 266,729 263,374 257,161

367,523 376,929 333,092

304,298 237,689 349,402 Danielle Jankowski 194,710

172,984

HAW

Stephen Jubrey 23975

Edward Rangel 165,270 287,303

347,154 92

Ben Halali Stephen Bendure Laura Fisher Francisco Perez Nicholas Zangardi

Harjeet Rana

Nicholas Zangardi

Michael LiBassi Brett Gryska

Marcus Howard

ALL TIME RECORD: TAINA LAMEKO $1,319,496 1st Six Mo Agt ALL TIME RECORD: TAINA LAMEKO $1,522,976 Net ALP

Surace-Smith Surace-Smith Steve Friedlander Cohen-Cohen

Surace-Smith

Imran Satti Surace-Smith Surace-Smith Steve Friedlander Oldham-Bianchi

Jatoft-Foti Surace-Smith Eric Giglione Imran Satti Simon Arias Surace-Smith Oldham-Bianchi Eric Giglione Surace-Smith

Simon Arias

Jatoft-Foti Surace-Smith Eric Giglione Theodore Pappas Surace-Smith Imran Satti Surace-Smith Surace-Smith

Oldham-Bianchi

Surace-Smith

= Master G | Agent ? = Public Relati a IViaster General Agents 2 Le m FUDIIC n6elations s E a [v S 3 Is v x zx 9 t D v 5 HE E e e WE ae E $ co Z Zz z ce [V2] [9] t zZ (au [V2] = Ben Halali $106,657 $128,790 Jatoft-Foti E Malka Arony 6,363 Cards HO Los Angeles/Hartman [e] [e] E Laura Fisher 88,156 124,615 Eric Giglione 18 Susan Fuldauer 6,172 Cards HO IN = =) E uel Cohen 84,578 119,070 Fred Hadayia E Chuck Hill 5,477 Cards Jatoft-Foti à 3 à z 84,574 105,832 Surace-Smith F 4,300 Cards JatoftFoti a Javit E ar E «ie E David Hausma 61,130 117,090 Eric Giglione 3 3,141 Cards Steve Friedlander $ . Jeffery Thiel 60,514 60,104 Simon Arias b -NIRI Fa 2,352 Cards Paull Burst Brett Gryska 52,609 111,569 Oldham-Bianchi . Malka Arony 2,150 Cards HO Los Angeles/Hartman m ct cuis . Ryan Vopat 50,269 93,146 Surace-Smith Maka . Brenda Di Somma 1,907 Cards HO NJ alali isher ; ; y s San Jose, CA Edison, NJ . Earnest Powers 49,949 52,820 Simon Arias PR MANAGER i 2,987 Cards HO MA Philip Prata 48,537 109,199 : Theodore Pappas Phoenix, AZ 2. Michelle Baxter 2,130 Cards HO IN

ALL TIME RECORD: JEFF RIBMAN $326,483 1st Six Mo Agt ALL TIME RECORD: JEFF RIBMAN $364,483 Net ALP

. Jessica Ingerick 1,892 Cards HO DC William Bell 1,857 Cards Josh Chalom

Al Wall 1,669 Cards Josh Chalom 515,485 984,366 Oldham-Bianchi

440,352 624,961 Surace-Smith 438,995 666,773 Eric Giglione

Kenneth Altizer 11 Groups HO WV . John Wagner 8 Groups HO Southern Ohio

YTD Production

432,524 472,402 Simon Arias Donald Spohn 8 Groups Surace-Smith 4. Stephen 5. David . Sami 404,843 725,952 Fred Hadayia Chuck Mario Robin . Cheryl Cook 6 Groups HO PA Cohen Bendure Hausman . Earnest Powers 385,308 422,143 Simon Arias Hill Soljan Andrade . Jerry Hartnett 5 Groups Siuree-Sinaty Plymouth Mtg., PA Columbus, OH Edison, NJ Pen lelei A AEO ieee CATEGORY A CATEGORY A CATEGORY B En Intell gormon Concord, CA Auckland, NZ Malden, MA

. Wayne Fader 369,333 491,729 Marc Rosen

. Cheryl Foti 368,469 926,162 Jatoft-Foti 53,097 Cards Jatoft-Foti

[m o . Joseph Moore 367,229 412,745 Matt Henderson E 52,831 Cards HO Los Angeles/Hartman ALL TIME RECORD: JEFF RIBMAN $1,802,351 1st Six Mo Agt E 51,542 Cards HO IN . a ALL TIME RECORD: PAUL RUMBUC $2,168,283 Net ALP a 24,806 Cards HO Chicago = Chuck Hill 21,017 Cards Jatoft-Foti . Brenda Di Somma 20,408 Cards HO NJ Michelle Kenneth John . Larry Lozano 16,188 Cards Jatoft-Foti Baxter Altizer Wagner . Mark Gagliardi 15,559 Cards Jatoft-Foti CATEGORY B CATEGORY C CATEGORY C BS AER Indianapolis, IN Nebo, WV Dayton, OH *1. AI Wall 29,245 Cards Josh Chalom S 5 5 Robin Andrade 24,438 Cards HO MA a Regional General Agents E TN pum prre E = m = $ Michelle Baxter 14,643 Cards HO IN = S " I7] © D S . Cynthia Layton 14,173 Cards HO KS Ge Fe = z z cc “a $193,140 $236,347 Imran Satti 2) y 105 Groups HO WV i5 192,913 296,291 Surace-Smith - F 3 ODE Donald Spohn 58 Groups Surace-Smith U 174,446 291,451 Eric Giglione t N & Richard Case 53 Groups Surace-Smith = Sonny Gurney 136,057 302,430 Paul Rumbuc g M ; . Cheryl Cook 50 Groups HO PA (= Michael Vasu 130,483 259,293 Surace-Smith 7 E . Jerry Hartnett 46 Groups Surace-Smith a ALL TIME RECORD: JIM BIANCHI $250,884 1st Six Mo Agt En ALL TIME RECORD: KENNETH ALTIZER 136 Groups En ALL TIME RECORD: JIM BIANCHI $470,822 Net ALP 1. Harjeet 2. Stephen 3. David Public Relations Manager selection guidelines for recognition in the Spotlight are as follows: Rana Bendure Hausman 1,041,521 1,539,357 Imran Satti Must have two PR Representatives coded and meet all production requirements. Halifax, NS Columbus, OH Edison, NJ i Category A = SGA categories | and Il. ane antis 1,005245 1,467,067 Marc Rosen Category B = SGA categories Ill, IV, V, VI, VII, and VIII David Hausman 985,288 1,659,285 Eric Giglione Category C = Top number of group credits signed from all SGA categories.

Hendea Rees 920,727 1,519634 Theodore Pappas Also, please note, the number of leads will be used to break a tie in Category C.

Sonny Gurney 842,503 2,148,973 Paul Rumbuc ALL TIME RECORD: JIM BIANCHI $1,989,902 1st Six Mo Agt ALL TIME RECORD: JIM BIANCHI $4,570,094 Net ALP

YTD Production

Spotlight October 2008 E Encore! Encore! Œ Spotlight October 2008

a State General Agents

Jim Marcus Surace Smith CATEGORY | CATEGORY |

Micah Imran Cohen Satti CATEGORY II CATEGORY III

Allan Scott Jennings Keeney CATEGORY V CATEGORY VI

Simon Arias Category VII

16 Spotlight October 2008 E Encore!

David Cohen CATEGORY II

Fred Hadayia CATEGORY IV

Y

Simon Arias CATEGORY VII

YTD Production September Production

September

Category

VII

Name

Surace-Smith Eric Giglione Altig-Orlovic Cohen-Cohen Imran Satti

Marc Rosen Sabrina Lloyd Fred Hadayia

Josh Chalom Alt-Orl-Traboulay Allan Jennings Scott Rehberg Scott Keeney James Bailey Simon Arias Tim McAdams

Surace-Smith Sabrina Lloyd Imran Satti

Marc Rosen Theodore Pappas Matt Henderson Fred Hadayia Slav Bitman Allan Jennings Mark Hancock James Bailey Simon Arias Tim McAdams

Top Rookie

Simon Arias

1st Six Month Agent

Net to Gross

85

Retention

71.4

71.6 692 VAA 68.8 68.8 68.3 739) 68.5

The Top Rookie is an SGA with less than one year tenure who achieved the highest percentage of 1st Six Mo Agt Objective for the featured month.

1st Six Mo Agt

$348,689 205,056 830,312 189,456 193,141 149,424 13,257 156,737 98,226 80,144 88,367 69,149 78,287 55,858 184,407 65,540

2,892,659 60,290 1,046,480 1,031,706 926,919 884,744 803,363 735,326 659,369 528,991 347,343 911,219 389,471

184,407

$221,000

1st Six Mo Obj

% of Obj

170,000 780,000 143,000 89,000 94,000 9,550 87,500 85,500 73,500 69,500 65,400 62,000 52,000 39,000 37,000

David Cohen CATEGORY II

Jim Marcus Surace Smith CATEGORY | CATEGORY |

1,989,000 Micah Sabrina Josh 28.650 Cohen Lloyd Chalom : CATEGORY II CATEGORY III CATEGORY IV 801,000 846,000 900,000 702,000 787,500 624,000 625,500 P 517,500 348,000 Simon Randy 243,500 Arias Teyssier CATEGORY VII CATEGORY IX 296,000 39,000 473 aa A Simon Arias , Category VII

September Production

YTD Production

September

Category

VII

New SGAs with pro-rated objectives are not eligible to compete for Year To Date Awards. SGAs must be at full objective for the last 6 months of the year.

Net ALP

Name

Net to Gross Retention Net ALP

Net ALP Obj 96 of Obj

$656,478 400,935 1,828,075 446,259 329,267 366,792 219,664 27,823 258,135 232,245 245,127 233,489 216,033 194,673 80,446 30,044

$433,000 325,000 1,517,000 412,000 308,000 282,000 195,000 17,250 173,000 182,000 165,000 165,000 169,000 78,000 69,000 16,250

Surace-Smith Eric Giglione

Altig-Orlovic

Jatoft-Foti Paul Rumbuc Cohen-Cohen Joe Manone Sabrina Lloyd Imran Satti Marc Rosen Josh Chalom Alt-Orl-Deley Fred Hadayia Simon Arias Tim McAdams Randy Teyssier

5,218,015 135999 119 2,746,529 132,565 1,627,696 1,860,034 1,709,541 1,268,759 1,161,401 975,964 70,177

3,897,000 13,653,000 2,538,000 51,750 1,557,000 1,485,000 1,485,000 1,233,000 1,017,000 482,000 48,750

Surace-Smith Altig-Orlovic Cohen-Cohen Sabrina Lloyd Imran Satti Josh Chalom Alt-Orl-Deley Slav Bitman Mark Hancock Simon Arias Randy Teyssier

Top Rookie

Simon Arias 85 194,673 78,000

The Top Rookie is an SGA with less than one year tenure who achieved the highest percentage of Net ALP Objective for the featured month.

Encore! Œ Spotlight October 2008 17

Spotlight October 2008

»

* Star-Studded Recruitment 472 Codes - 19% increase

* x over September 2007 *

Blockbuster Production $9,693,000 vs. $7,279,000 = 33% increase + over September 2007

8th Month (out of 9) to hit production heights never before seen in AIL/NILICO history!

YTD Growth reaches 18%

REF's RULES: The contest will be for the five Friday results periods of September 5th, 12th, 19th, 26th and October 3rd. If you meet or exceed your monthly coding objective, you get a 15% bonus kick.

Walon

Simon Arias Travis Moody Carla Miller John Akers

' Fred Hadayia Paul Rumbuc Oldham-Bianchi Steve Greer Alt-Orl-Deley

Alt-Orl-Hay ' Cohen-Cohen

Josh Chalom Tom Williams Matt Henderson Eric Giglione Theodore Pappas Joe Manone

Bob Olson

Barry Dillah Sabrina Lloyd

Encore!

© ,( y SD GY

$168,121 $132,464

$239,186 P Scott Keeney $133,332 $157,041 Matt Wolfanger $80,287 $75,972 Surace-Smith $800,277 $57,924 Jatoft-Foti $719,368 $409,645 Steve Friedlander $280,170 $365,284 Alt-Orl-Venekamp $149,997 $433,064 Steve DiChiaro $110,095 $306,730 Joshua Goodman $92,612 $271,890 $129,953 $212,341 Chris Hernandez $106,630 $455,496 Scott Rehberg $131,751 $447,615 AJ O'Connor $50,965 $190,029 Tim McAdams $85,960 $180,400 Eddie Dhillon $58,440 $462,873 Furer-Whittinghill $124,267 $334,786 Scott Sonnenberg $113,272 $226,585 James Bailey $77,045 $191,839 Eric Neal $73,422 $141,588 Matthew Hogan $169,235 $129,819 $116,032 €€

Allan Jennings Slav Bitman Tyrone Conard $182,511 Alt-Orl-Traboulay $137,640 Alt-Orl-Lyse $77,293 TJ Rowell $66,314 Darren Miller $39,783 Horace Johnson $35,207 David Orrico $49,200 Mark Gorman $27,388 James Logan $87,014 Joseph Diecedue $61,159 Gary Bleier $35,939 David Solomonov $24,093 Randy Teyssier $46,561 Robert Harris $7,139 $342,468 $334,385 $269,645 $187,634

Steve Hartman

Imran Satti Marc Rosen Fred Hadayia

Mark Hancock David Zophin

You've got to look at the guy next to you. Look into his eyes. Now, | think you're gonna see a guy who will

go that inch with you. You're gonna see a guy who will sacrifice himself for this team, because he knows when it comes down to it, you're gonna do the same for him. That's a team, gentlemen. »

Tony D'Amato - Any Given Sunday

a Perspective

à Scott Smith

Executive Vice President & Chief Marketing Officer

Fourth Quarter Double Bonus

There, I bet that got your attention.

This is not to be confused with your highly motivating weekly bonus, sometimes called a "double bonus." What I'm talking about here is your plan for the fourth quarter, or let's say your November and December plan, depending on when you read this. See, it's "double" because what you do for the finale of 2008 will also set the pace for 2009! It's the one quarter of the year that has true overlap and significance for two sets of goals.

Before we get to your psyche for the end of the year, let's

find out how you motivate yourself. As many of you know, I believe the strongest component to building a great team is "to find motivated people and to not de-motivate their work environment." This starts with you. Your motivation also starts with you. While sometimes you may have no control over your working conditions, you always have complete control over your motivation to enjoy success. If you need to rely on your manager, your State General Agent, or your company to motivate you, frankly, youre not likely to reach your potential.

It’s up to you and no one else.

While you can sometimes rely on an outside force to excite you, it’s really a short-term excitement. You can be excited by a bonus or by a contest or even by your favorite song right before you leave the car. But, your strongest sense of motivation can only come from the resolve you have and the focus you create or yourself every single time that you perform an act that is

for y If every single time that y fi t that

a potential stepping stone to your goals. You want to perform these acts in the most professional and productive manner possible. The motivation is yours.

Setting an appointment? Set it in a manner that ensures a presentation. Think ahead.

Knocking on the door? Warm up and make a trusted ally.

Asking for a check? It’s up to you to not only make a sale, but to make it in a manner which creates an understanding that the sale is in the client’s best interest in the long run.

Securing profitability? The sale is affordable and needs- based. The client is prepared for a potential rating and your deliverance of the policy.

These types of questions could be asked forever: activities, reinstatements, food banks, report cards, etc. The one common thread in these acts is that you are alone! There is only one individual who can answer the tough questions. Did you

put in a full day? Did you door knock? Did you secure and

set referrals? Yes, only you know for sure. It’s your ability to motivate yourself to do it right that counts the most. Your internal motivation is best judged when it affects your activity (more activity = more results).

So, let’s get back to finishing this year. Do you have a plan,

or are you waiting for a plan? Do you have a goal, or are you waiting for a goal? Are you ready to hit the field, or are you waiting to be pushed into the field? If your annual goal is within sight, the motivation gets easier to perform the task. But, if you're a little behind schedule, it may seemingly be easier just to coast. Not so! A motivated person will reload the balance of the year into a shorter term goal, like achieving one’s best month or having substantial income for a great December holiday season.

Once you understand that the decision is entirely up to you, you will need some motivation. So, double dip. November and December effort isn't just for the sake of finishing the year off strong. It’s also about setting the pace for a great 2009!

Encore! W Spotlight October 2008 19

eee TS

2009 Convention: May 14-17, 2009 - Stay at the Beverly Hilton, home of the Golden Globe AwardsFor complete Convention Qualifications, go to: www.ailife.com/agency/spotlight/maingtl.htm

n PEON.

Brian Tracy

ad

Qualifier Bonus

Ben Halali

Philip Prata Laura Fisher Samucl Cohen Harject Rana Robert Shafer Alberto Alcala Stephen Bendure Jeffery Thiel Wayne Fader Brett Gryska Mitch Duplantis Richard Sprigg Ryan Vopat Byron Paz

David Wang David Hausman Earnest Powers Sarai Castanon Steven King Nicholas Zangardi Michael van Delft Reynaldo Singson Cheryl Foti Pamela Ladd Gregory Engrav Shaun McDonald Garret Kun Robert Gerdes Joseph Moore "Timothy Clark Steven Engrav Jason Taylor Robert Vincent Kyriacos Davis Marcus Howard Stephen Hill Arthur Greenc Blake Higuchi Doreen Ryan-Foti Tiffany Roland Yvonne Hernandez Daven Hermosura LaTonya Tucker Tracy Haden David Goodman James Aalders Matthew Melhorn Gevorg Yanukyan Kirk Alexander

$15,685.53 14,199.45 11,875.40 11,829.79 11,393.32 9,974.59 9,894.50 9,696.50 9,213.25 9,146.99 8,187.79 7,943.19 7,858.35 7,810.42 7,653.38 7,634.06 7,323.36

Daniel Phares Timothy Matteson Rodney Ward Alex Gonzales Lorenzo Lameko Patrick Stenglein Michael Boyer David Iriye

Desi Dimitrova

Volodymyr Derevyanyy

Lawrence Hauck Evan Holzhauer Robert Kanaan Curtis Proebstel William Ray

Steven Edgell Dichita Warren Mathew MacCannell Jared Mlinarich Natalie Linker

Eric LaBossiere Alvin Hagens

David Melcher Brock Adams

David Garbarskiy Elaina Bosco

Corey Carbon

David Guzman Orett Nelson Kenneth Greer Marino Baca

Dorian Oldham Mark Bleier

Mark Beckford Michael LiBassi Elvis O'Banor

Erik Graham

James Allen

George Lahamedjian Shawn James Jermaine Gunter Rebecea Klebsch Moswen Taylor Richard Barbour Christopher Williams Kathryn Chaisson Joshua Lageman Sita Pereira Christopher Stephens John MeGrath

Total: TE

Qualifier Bonus

$3,079.79

2,923.54 2,897.52 2,846.96 2,838.65 2,834.77 2,785.20 2,764.67 2,730.74 2,725.70 2,723.70 2,673.43 2,663.62 2,633.91 2,616.51 2,541.69 2,484.17

Qualifier Bonus

$1,624.53

Perquida Osborne Raphael Bouchereau Sara Welch

Craig Beck

Jeremy Welch Samuel LaSala Matt Flores Andrew Stinnett Clifford Mekelburg Norman Candelore

Jamison Weatherspoon

Aaron Burke Curt Snow

Athar Sheikh ‘Timothy Watson Stephen Jubrey Brenda Anderson Heather Pearce Adam Kiss Brandon Asuka Erickson Bencosme Brock Graff Ronald Rivera John Szoka Sonny Gurney Scott Hanna Allan Gilbert Tony Fox

James Isip

Robert Biser Anita Facundo John Charlton Michael Sakiewicz Alex Grakhov Kelvin McDiarmid Jim Read

Donny Bowen Daniel Walton James Ching Gcorge Noujaim Brendan Boyle Raymond Risucci Danicl Valenzuela Brandon Zangaro Roger Fung Bradley Weigand Brent Arbour Matthew Ho Danicl Orr

Jason Mayer

1,620.31 1,572.57 1,559.40 1,558.31

Kurt Papenhausen Tod Brown

John Sparby

Brett McCoy Thomas Craig Ryan Hall Andrew Bishop Vanessa Garcia Rishaun English Michael Zorn Michael Black Ryan Bisanz Loralee Vasquez Gary van Ert Antoinette Yellock

Ryan LeBaron Mark Ziemianski Michael Laramie Bonnie Williams James Cunningham Melissa Losk Bradley Kampmcicr ‘Timothy Velky Steven DiChiaro Frank Jendusa Francisco Zarathustra Silvia Ortiz Michael Sheets Robert Reagan Zeve Katz

Justin Herdzina Amanda Deal Steve Surace Ernesto Magat Duane Robertson Julianna Jones

Jay Newsome Matt Pflueger Alan Weissen Sharonda Moses Robert Liles Maryna Danielian Thomas Vena Charles Clagett Samantha Chui Christopher Clark Michael McIntosh Jeff Lamar

* All qualifiers listed achieved at least $200 in bonus totals

Leadership Bonus @

1 - September

Qualifier |, Bonus

$701.68

Martin McCarthy

Averyll West-Washington 688.67

Bobby Gujral John Franklin

Lee van Delft Taneshia Solomon Mina Afu Abolfazl Mohammadi Amy Zimmerman Brian Duncan Mathew Mealey Justin Nevitt Andrea Barenholtz Nicole Shelton Daniel Armstrong Tehani Maragos Maria Greene Phillip Humbel Christopher Jordan Catherine Cusyck Justin Wilson Beth Snow

Travis Eick Richard Correa Daniel McCarthy Brandon Teter Bryan Gravel Vance Bosch Jason Dickson Tim Schroeder Timothy Dawe Dennis Titcombe Levar Morgan Darron Hacker Wes Elder

James May LaToya Richardson Thomas Baeurich Danicl Umbertone Milton Garlick Sharnitha King Ceasar McClain Calvin Moore London Burnett Mickey Beaver Dawn McElwain Chad Neff

Jose Sanchez Danicl Stonge Phyllis Jones

Osei Agyeman Matthew Lukesh Danielle Jankowski Sharon Brenner Daniel Eggers Luis Bagundo

686.57 685.43 679.38 677.42 673.87 672.58 672.39 669.40 669.11 668.25 658.74 656.35 652.47 651.38 648.28 647.38 639.09 632.73 626.69 624.93 620.65 618.03 617.95 613.63 612.84 609,19 601.27 591.45 588.69 587.74 586.20 580.83 577.83 577.52 576.14 $74.90 567.53 550.83 546.14 544.13 544.02 538.87 531.60 522.43 521.96 511.35 510.67 508.94 503.20 501.03 490.34 489.88 478.15 469.34

Leadership Bonus B 2 - September

Qualifier

Bonus

Bonus

Johan Henriksbo Keith Green Lawrence Willhite Brian McTear Terry Holden Jayson Medema Antonio Monica Carby Jesperson Susan Cookscy Luay Ghawi Hyungjun Kae Corey Neff

Allen Nelson

Atta Saleh Adaoma Okereke Christen Coppola Ryan Nishio

John Johnson Melissa Hale Natalie Lloyd Dason Phaul Candace Engelson Emmanuel Villasenor Andrew Streiff Patrick Duray Randolph Souliers Stacie Jones Frederick Greene Detreia Glover Anthony Paradiso Brian Blair

David Romfoc Thomas Reagan Jose Tavera

Jeremy Gray Kimberly Bird Richard Blake Kelly McDonald Stacy Taylor

Bruce Crowell Shannon Donald Christian Vasquez Lori Sellers Michael O'Rourke Violetta Sochka Alexander Seropian Arnold Pacleb Franlisa Williams Benjamin Foti Kurt Walters Anthony Balsano Albert Lau Michael Yoxtheimer Marcus Oliver

I- Perfection Harris Michacl Marion

$466.68

465.58 464.35 463.15 461.70 458.59 457.10 456.60 451.97 449,89 449.76 447.07 445.09 443.82 442.88 440.96 440.01 439.88 436.85 435.44 431.36 429.10 427.35 426.99 426.47 424.69 419.63 417.89 408.13 405.43 401.05 394.30 393.30 390.98 388.09 386.74 378.96 377.18 374.36 365.45 363.25 356.55 356.47 355.02 350.69 346.29 338.72 337.19 323.55 323.38 321.54 319.83 316.88 315.55 314.52 310.53

Rachel Arcnas DeMario Cooper Norbert Medina David Ackerman Laurie Quinn Cara DeFiore Steven Foti Beverly Brooks Cynthia Romero Andrew Ouellette Eugene Wolfe James Palmes Toafa Teo

Leon Blake Brandon Kissinger Robert Dunn Mildred Rush Adam Smith Peter Patric

Sonia Marin Paulo Rosa Michael Camara Andrew Haskins Kevin Yakowich Kevin Holtz Leonard Harris Jason Ocean Michael Bromberg Brittney Mathews Alek Auxier Margarita Kagan Salvatore Gallo Cynthia Wilhelmi Karen Sessing

Lee Jeffers

Qualifier

$308,73 307.53 303.00 300.40 299.23 298.73 289.53 279.42 278.85 277.06 273.89 266.39 263.13 258.44 256.65 255.38 247.96 237.02 236.70 236.15 233.29 233.13 229.41 227.55 227.23 224.92 224.89 224.43 222.41 219.36 212.66 210.87 209.33 204.05 201.64

“All qualifiers listed achieved at least $200 in bonus totals

Total: $993,443.

Qualifier Bonus $ Qualifier Bonus

Freida Yakubov Karen McQuoid Roghie Hassanloo Muslimah Baldwin Elvis O'Banor Ernesto Magat Kevin Ishikane Brock Lampee Max Quasem

Ben Halali

Karen Sessing Samson Adelufosi Marc Coulter Richard Carter Tehani Maragos Steven Stensrud Kevin Edwards Mary Ann Gaelic Bianca Zaragoza Romel Moore David Fortune Omar Hashimi Ed Olfert

Lily Tchen

Jose Harb Chantal Daigle Marisa Willgruber Gary Jones

Jason LaFayette Tony Matley Scott Remmey Robert Ulreich Amandeep Kaur Tasha Tucker Daniel Potilechio Erin Mahoney Mark Beckford Ala Awad

Krista Thieme Bobby Gujral Jarrod Turner Mario Chavez Leone Tom-James Caleb Douce

Eli McKenzie Richard Flores Robert Williams Corby Jesperson Brian Sundberg Joey Kennedy

$5,615.14

4,195.97 4,182.03 4,111.38 3,970.08 3,880.77 3,676.56 3,536.10 3,535.84 3,478.47 3,224.87 3,188.93

Triona Hanley Faith Philbeck Linda Bird-Harris Helen Taylor Michael Cook Suzanne Otto Samantha Chui Edward Rangel Edwin Cuebas Ronald Starr Arthur Carter

L Preston Wade Alan Rosen

Joy Horcajo James Schneider Salima Abdin Kevin Davis Cassaundra Gordon Amanda Beyersdorff Ross Ewen Ramin Maghsoud Brian Balch ‘Taryn Slavens John Manarte Marcus Oliver Preeti Sahgal Joshua Soucy Terry Kragero Robert Dunn Augustine Facundo Barbara Stillwell Atta Saleh

Joseph Geer Robert Reagan Scott Florin Calvin Moore Jose Lopes Patrick Raviola Nancy Myers Kevin Haines Paulo Rosa

Beth Snow Catherine Minor Janice Gill

Jay Newsome Theresa Sanfilippo Jesse Wise Randolph Souliers Amir Sedaghat John Farley

$2,245.19 2,207.97 2,183.85 2,153.10 2,150.24 2,149.71 2,143.81 2,119.67 2,112.42 2,110.28 2,099.26 2,098.90 2,083.39 2,074.39 2,069.12 2,064.18 2,056.17 2,042.25 2,039.85

Troy Plummer James McCarthy Shaelagh Legus Luciana Mosca Yevgeniy Kashkin Brent Leathers Joaquin Santos Norman Lew Anthony Paradiso Benjamin VanFossen Andrew Gallegos Kelly McDonald

Jason Lobring Jason Bratin Karen Stockwell Alfred Brenner Jason Anderson

Michelle Vanoy-Warner

Ariana Schubert Dustin Klingebiel Michael Manosca Todd O'Neill Crystal Reeves Denice Copp Sonia Marin Jarred Sykes Controna Davis Richard Lutz Salvatore Gallo Benjamin Diewold Sean Southwell Travis Norman Mark Bleier Moussa Adou Benton Tong Yohana Cadenas Agatha Safford Kilisimasi Sega MicKenzie Linse

Timothy Dawe Cory Friedman Andrew Reynard Brian Allt Alexander Seropian Mark Myles

Erez Shabtay Darren Osenbaugh Nathan Strange Cynthia Sittig Jeffrey Dugan Kraig Jilge

Walter Powell Anne Powihongi Donald Mitchell

Racmona Winningham

Scott Hanna Joshua Toft

Brandi Joseph Scan Moore Thomas Vena

Eric Pitt

Gilbert Pollock Godlove Mbah Tia McCutcheon Tony Ned

Joshua Richmond Elizabeth Cazares Kellen Cuttance Adam Smith Austin Powell Bianca Callender Marcus Slayton Amic Young Michael Brown Jared Miller

Tyler Hunt Jamison Weatherspoon Gregory Gustovich Bernardo Lopez Angeles Ordas Helen Papazyan David Ackerman Frank Jendusa Steve Jirschele Ryan Barker Maryam Nemati Dawn Androyna Francisco Ruizcoss Christopher Custer

World's Greatest Bonus @ 1 - September

*All qualifiers listed achieved at least $200 in bonus totals

Qualifier Bonus Bi Qualifier Bonus

Michael Thomas Catherine Cusyck Patricia Anderson James Raymond Thomas Reagan Russell Morris Joseph Serrano Jenny Sample Kenneth Brown Brenden Chun Jonathan Russell Samucla Matelau Robert Simmen Sharon Brenner Nasser Alvarado William Reed Carlos Hernandez Vanessa Clark Norman Candclore Carla MacGregor Jenifer Gans Catherine Sanowbane Jeff James Demetria Holmes Amelia Dillard Dustin LaRoche Christopher Rossman Larry Chick Edward Jordan Juan Cardona Peter Soybel Christopher Achey Ryan Nec] Paramjit Sangha Alex Hernandez Gordon Douglas Evan Venturella Nacra Pomare Melissa Schroeder Jennifer Bradley Alfredo Salazar Kristi Vang

Casey Larson

Kurt Papenhausen Earnest Loveless Ryan Goodwin Ricardo Garavito Jennifer Holliday Mark Harhager Henry Getty Benjamin Eggen Humberto Quintero Adam Eury

David Moir

Victor Rodos Detreia Glover

$1,334.26

Racnan Guadez John Nesbitt Kevin Holtz Brandon Zangaro Peggy Winston Brody Brewster Jamie Zeigler Giancarlo Dorazio Brent Arbour Anthony Theriault I-Perfection Harris Marsela Kresic Wayne Green John Serrana

John Averi

Darryl Mitchell Courtney Townsend Lelia Lewis

Ilona Patterson Allen Nelson Elizabeth Pousima Christopher Hoyr Lisa Mullnix

Eric Cisler Lynwood Randolph Renata Szwab Robert Slocum Leticia Carranza Ronald Friedlander Matthew Thomas Michael Antognoli David Cassidy

$1,163.95 1,156.77 1,154.97 1,153.82 1,151.72 1,151,58 1,149.10 1,147.19 1,144.71 1,143.55 1,140.15 1,138.53 1,137.28 1,132.88 1,127.48 1,120.53 1,118.57 1,115.28 1,114.23 1,112.55 1,110.97 1,108.02

Nancy Crampton- Brophy 1,091. 71

Kevin Lynch Justin Hucbnet Shawn James Jonathan Tomka Robert Hewitt Jutic Fernandez Neal Dickey Selena Thammasen Judy Kellerman Lafi Papalii

Sean Dignan Sakeasi Ratumaiyale Gordon Moor Lima Drysdale Ward Soto Clifton Horton Eugene Wolfe Gregory Myers Ryan Mclntosh Linh Phanroy Brandon Schwed James Butler Yalonda Kinard

World's Greatest Bonus @ 2 - September

1,091.43 1,083.43 1,076.27 1,074.54 1,074.39 1,074.13 1,070.55 1,069.13 1,068.12 1,066.92 1,066.04 1,062.48 1,061.88 1,060.11 1,059.83 1,056.35 1,054.79 1,053.96 1,047,11 1,046.75 1,042.04 1,041.07 1,039.81

Julie Hallgren Emade Georges Wendell Dingle Victoria Wnek Kelly Irwin

Jason Michel Carlos Chavez Almir Toska Michael Lockhart David Aronovich Reynaldo Singson Angela Pisciotta- Perez Douglas Zigbv Brian Wolchok Paul Abeling

Ryan O'Donnell Dustin Kiss

Eric Bean

Hilda Carrillo- Robles Jacqueline Reim Justin Wilson

Ryan Clark Christopher Nickerson Steven Edgell Caroline Schurter "Timothy Watson Keith Litterst Jewmekia Morton Frank Carpenter Jason Crenshaw Delilah Rivas Andrew Bishop Jamie Rutan Natalie Soboleva Lec van Delft James Griffith

Raul Castaneda Erickson Bencosme Hilda Ames Andrew Hebberd Mea Parks Seymore Stoddart Justin Germany Ivoni Amato

David Rallinger Grisel Faulkner Gregory Luna Lorena Barriere Carmen Johnston Lawrence Broniszewski Sergio Herrera Jonathan Whitaker Hsiaohsuan Li Marchon Tation Matthew Glisson Michael Delahunty

q

D e d

1,014.02 1,013.69 1,012.03 1,011.45 1,009.56 1,006.03 1,001.37 1,000.92 1,000.74 1,000.14

Melody Foy Jordan Crumb

Juanita Pittman David Harrington Shannon Andrews Adrian Moye Philip Even Rosalie Zwicker Nikita Zintchenko Mitchell Phillis Kelby Hendricks Milton Garlick Colleen Goodine ‘Twila Hardy Herivelto Pereira Tuyet Dang Majesta Davis Sara Welch Donald Wold Vieva Battiste Joseph Ngatchou Frances Brown Delphina Livorsi Nichole Turner Sharnitha King Brian Hablutzel Duane Robertson Louis Petka Milligan Hinson Brian Jensen Timotby Knipper Siulolovao Kafoika Maureen Karnow Bruce Crowell Brenton Betts Rochelle Bolen John Brandon Lyle Feldpausch Shermeka Richards Timothy Zettlemoyer Maria Esposito Ardith Jefferson James Burke Jerrell Johnson Johnathan Whitaker Crystal Mestres Kenneth Whitfield Rishaun English Scott Cooksey Douglas Connor Jesus Gonzalez Derrick Mason Lydia Harteunian Katsia Paul

Iryna Sushkova Robert Lopez

Qualifier Bonus Qualifier "Bonds

$1,039.35

$907.11 905.56 905.33 899.95 894.69 894.32

“All qualifiers listed achieved at least $200 in bonus totals

World’s Greatest

Pv

Qualifier Bonus B Qualifier ants Qualifier "Bonon

Charlie Warren Vicki Tumia Joshua Atwood Ulysees Moore Francois Beaini Hank Gordon Amy Shui

Wade Smith Shawn Tedder Jinzhou Zhao Nestor Peralta Patrick Parisi Debbie Romero Mark McGuigan Matthew Gonzales John DeRosier Kent Zadko Michael Boyer Mark Clark Maria Greene Christopher Benigni James Seaborn Steven Sparkes Robert Hlavin John Hughes Jason Cabamongan Diane Carrion Jason Brown Bernard Coffey Jackie Alston Evan Dent Amber Wallace Peter Chan

David Doxld Amanda Sanchez Heather Pearce Carmella Stroud Dustin Dunlap Eric Angelino William Kennedy Patrick Taylor Michael Esplin Fanchon Hooker Danny Mayorga Rashaad Williams Raymond Angeles Nicholas Wolle Al-Karim Walji Ron Seige!

Elvis Langha Nicholas Rice Joseph Lugo Marlin McKinney Jean Michelle Hardee ‘Thomas Shreve Thomas Parker

$811.63

761.60 761.39 761.20 760.99 755.92 754.15 752.48 752.11 748.14 747.56 747.54 746.84

Dale Houston Chad Lewis Oluwaseun Ariyo Stacie Jones

Rashelle Nugent-Smith

Paul Samra

Aaron Latham Marc Younger Andrew Brinkmeyer Pamela Smith Christopher Clark Emil Mohareb Karissa Kleven Adam Seriver Aaron Gebke Stephanos Afa Leila Newman Tyler Murray Donna Carson Lynn Jones Melissa McCall Nitiya Brown Manucl Gogolin Adam Kahn Maijargal Sukhbaatar David Pennington Ahmad Hanif Jude Johnson Colleen Fisher Brett Stephens Jose Lomeli Andrea Barenhelex Rita Haidinger Samuel Styve Michael Yoxtheime:r Joseph Grandbois Kimbra St. Martin Shaun Williams Larry Adebesin Nicholas Lorence Jeffrey Rice

James Palmes Brian Durham Jose Tavera

Sau MeFarland-Afoa Matthew Cartwright Katrina Arnold Dennis Titcombe Vasil Ranchinskiy Jerry Kust

Joshua Lageman Shamecka Pearson Marshan Johnson Olga Borisova Zulfikar Bhukera Charles Wachuku

$717.61

717.59 715.91 715.01 714.82

Lydia Skeen

Jason Beyer "n Arnold lacoviello 643,10 Steven Newell 641,37 Ryan Leong 640,30 Jason Bianco 640,13 Daniel Davis 639.15 Fritznel Octave 637.68 Jennifer Kotila 637.59 Nadia Zarazua 636.97 Felicia Najera 635.93 Georg Jansen van Rensburg633.24 Dichita Warren 632.20 Beau Springer 630.08 Joseph Roszman 629.95 Raymond Conde 629.83 Nedelka McLean 628.73 Dason Phaul 627.85 Scott Pearce 627.46 Tina Grover 625,94 David Walton 625.44 Adam Wolfe 624.24 Karim Elfeky 619.21 Amy Zimmerman 616.32 Michael Bromberg 613.80 Otari Batar 609,59 Samantha Jacobsen 606.48 Joan Giron 606.38 Toby Potter 604.17 Kimberly Frceman 603.07 Maryann Hoffman 602.20 Juan Morales 599.62 John Vidro 598.45 Pamela Ladd 598.31 Fabiano Chaves 597.24 Ralph Travis 596.74 Mark Sowten 596.34 David Honey 594.69 Brandon Braun 593.52 Leon Blake 592.98 Andre Spencer 592.05 Jun Ma 588.18 Stacy Tulloch 587.53 Scott Davis 587.17 "Tibor Simon 586.01 Charles Mickens 583.96 Gary Van Ert 583.92 Gabriel Feldmann 583.19 Dewey Lewis 582.49 Sergio Hernandez 581.64 Brookalyn Stillwagon 580.92 Justin Speakman 580.66 Gregory McMeckan 578.93 Robert Jaksic 578.90 Paul Krause 578.75 Alan Russell 578.48

EN ex . Qualifier Bonds

James Kelly $578.27 Katie Elder 576.72 Lamine Diakhate 574.73 Danielle Anderson 57472 John Bulecza 571.92 Patricia Lopez 571.20 Audrey Dodson 570.56 Ghina Malaney 570.35 Steven Lucero 569.51 Ronald Barren-Williams 567.55 LaTonya Jeffries 566.74 Kiran Aya 566.67 Philip Currie 563.60 Rhonda Brownstrong 563.55 John Tippett 562.27 David Boshard 560.74 Paul Johnson 560.55 Diana Casillas 558.84 William Gordon 557.48 Richard Dinwiddie 55571 Cathy Knotts 554.99 Lec Jones 554.64 Robert Biser 553.59 Norbert Medina 550.56 Brett Neal 550.54 James Cunningham 548.82 Joseph Hope 548.31 Christopher Lewis 548.12 Tyler Hobbs 544,29 Sharron Wilson 543,47 Anthony Medlock 542.46 Michael Weeder 538.48 Kristann Sloan 538.44 Michelle Faber 538.16 Jonathan Tucker 537.94 Scott Campbell 536.83 Jack Wang 535.75 ‘Theodore Owen 535.38 Luke Montilla 535.22 Cynthia Romero 532.92 Regina Stingley 531.43 Milika Finau 531.17 Kyle Deputter 529.62 Benjamin Mancillas 527.29 Heather Sampson 526.00 Kassaundra Hofstetter 525.28 Jammal Vaughn 524.26 Marisa Johnson 523.30 William Hill 522.28 Patrick Robitaille 518.75 Susan Cohen 518.54 Sean O'Hara 517.43 Rexford White 516.46 Melissa Losk 514.99 Jose Valles-Lopez 513.84 Charene Reyes 513.35

World's Greatest Bonus Il

3 - September

* All qualifiers listed achieved at least $200 in bonus totals

Bonus World’s Greatest onus e

Qualifier Bonus Qualifier Bonus |

Catherine Wilson $513.29 Kiera Taylor $461.15 George Sturge $400.52 Herbert Adams $353.34 Mark Nunez 513.22 Drew Johnson 457.83 Michael Forcier 399.32 Candace Engelson 352.38 Mehr Shahukar 512.80 Rhelda Allen 455.11 Valrie Joyner 397.62 Eric Cochran 351.72 Michael Errera 511.70 Chaquita Darden 453.20 James Reilly 396.35 Ruby Nkwenti 351.60 Jason Schrimsher 509.61 Zoe Rhoden 451.50 Eric Kreinbrook 396.15 Thomas Demauro 351.54 Daniel Smith 509.16 Joseph Flynn 450.91 Nellie Whittaker 395.80 Antonio Depina 351.14 Kai Takekawa 507.65 Moncef Boudhaimi 450.66 Benjamin Shanks 395.18 Raymond Appleberry 351.09 Wendell Ottley 507.55 Matthew Parker 450.33 Alfredo Ramirez 39204 Mark Ziemianski 349.58 Makerita Boon 507.26 Steven Walker 449.84 Reginald Patrick 392.04 Jeremy Gray 348.93 Martin McCarthy 506.64 Heather Little 448.46 Brandon Belisle-LaMoureux 390.15 Ted Schilling 348.91 Charles McGraw 506.47 Kevin Astala 447.94 Andrew Scritchficld 388.54 Michael Perkins 348.70 Laurie Williams 506.30 Mike Hudnall 447.34 Monique Roye 387.82 Katrice Hunt 347.81 Philip Anderson 503.82 Marvin Sims 445.06 Charles Perez 386.70 Magda Figueiredo 347,57 Ruben Soberanes 502.66 Craig Neal 443.77 Ashtyn Campbell 386.44 Phyllis Jones 347,06 Reno Thai 502.50 Jason Keels 443.10 Harold Miner 383.68 Jason Young 346.21 Emma Graham 496.79 Robert Costanticllo 441.71 Michacl Mandella 383.58 Derek Sandilands 345.82 Ann Lawhead 496.78 Robert Gray 441.03 Brian Courtney 382.52 Todd Engelson 345.49 Jason Hughley 495.92 Josephine Ramos 440.74 Casey Kunash 382.26 Nina Edmonds 345.00 Chad Zalunardo 495.11 ‘Theresa Bellajaro 440.56 William Buckenmcyer 381.75 William Heath 344.69 David Simoes 494.98 Gregory Jones 439.88 Abolfazl Mohammadi 381.72 Milton Smith 344.49 Brenda Anderson 494.16 Samuel Florent 439.49 Joseph Harris 380.94 Bedis Kilani 344.20 "Tammy Zagata 493.13 David Goodman 437.32 Shelley Meyer 380.55 Jennifer Duke 343.43 Taneshia Solomon 492.73 Jerecia Hall 436.96 Frances Williams 379.68 Kerry Boettcher 343.40 Dayan Solis 490.82 Irakli Dolidze 435.70 Chelsey McLean 379.60 Joseph Camilleri 343.11 Mellissa Craver 488.94 Tupulaga Fuaivaa 433.89 Edwina Taft 377.37 Lisa Cook 342.49 Vincent Caldwell 487.35 Jonas Hahn 433.13 Rodney Ward 377.22 Danny Cook 342.03 Marc-Olivier Crete 486,50 Kimberly Riley 431.75 William Collins 377.19 Daniel Jones 341.55 Ziad Aafouallah 484.49 Sandra Reite 431.39 Robert Vincent 376.42 Patrick Leung 340.66 Winston Lewis 483.81 Selenne Varela 431.10 David Guzman 376.14 David Garbarskiy 340.36 "Thomas Dugan 483.45 Debera VanDyke 430.56 Chad Neff 373.80 Andrew Queen 339.87 Curt Snow 482.66 Susan Devore 429.91 Natalie Bryson 373.54 Garik Petrosyan 339.69 Steven Tucker 480.75 Darrien Beal 429.45 Zuleyka Negron-Villanucva373.45 Heather McConnell 339.66 Joseph Kuzmanko 480.50 Bryan Shaffer 428.45 Kimberly Bird 373.32 Brandon Asuka 339.13 Shiwa Hollingsworth 480.33 Christy Starr 428.04 Ramatoulayc Ly 372.64 Boris Mlodik 338.66 Evita DeLaRosa 479.71 Anthony Mutter 427.74 Loric Keller 371.67 Estela Rodriguez 338.53 Robert Barzyk 479.27 Kevin Burton 427.68 Lynne Rogers 371.44 Huihann Wee 336.18 Hector Urena 478.86 Angela Chambers 425.31 Cole Feist 371.22 Joseph Tarriconc 335.68 Diego Acosta 478.50 Matt Wyss 423.42 Stephaan Brown 370.25 Shaun Sideris 335.43 Angelika Vassilicva 476.82 Shayna Easton 421.60 Craig Beck 370.13 Carmen Robinson 334.92 Christian Chenier 476.69 Clifford Mekelburg 420.50 Raphacl Bouchereau 369.19 Scott English 332.52 Kalaleh Kafaei-Yahyavi 475.65 Joshua Holley 418.74 Maxine Moody 368.96 Colin Peterson 331.94 "Tony Chu 475.34 Gabriel Manzo 41872 Kevin Yakowich 368.22 Federico Watkins 331.49 Michael Rome 474.87 Oscar Polonio 418.69 Shelly Rogers 367.74 Dwayne Mayo 331.37 Cole Cronin 473.24 Lester Williams 418.63 Delia DeLeon 366.40 Jennifer Petty 331.06 Sophia Szcto 472.76 Lauren Larsen 418.35 James Conley 364.76 Joseph Larsen 330.52 Kathryn Harrat 472.30 Eileen Moss 416.64 Mike Gibson 363.19 Gregory Corrigan 330.28 Taylor Moore 470.94 Cynthia Wilwayco 415.66 Coy Puckett 362.06 Jason Moss 328.21 Stephen Cornwell 470.41 Kevin Richard 412.50 Amando Ramos 360.36 Perry Taylor 326.96 Shannon Ballard 470.00 Theodora McDonald 411.84 Ramel Caudillo 360.28 Belkis Refunjol 326.61 Matthew Wilhelmi 468.05 Alisa Bell 411.23 Jake Yagjian 360.15 William Coyle 325.78 Eunsook Kang 467.12 Nicholas Moakley 409.17 Tanya Lockhart 359.98 Scan Hall 324.72 Christopher Babel 467.04 Hakob Chadrjyan 408.54 David Melies 358.54 Breno Soares 324.00 Dionne Reddick 466.65 Jessica Santa- Marina 407.65 James Cummings 357.44 Josh Cutler 323.10 James Jones 466.05 Christine Walker 406.02 Jenna Burchill 355.96 ‘Thomas Bryant 323.10 Erik Costello 465.53 Claudia Baba 405,95 Bruno Muthamia 355.38 Joshua Abbott 321.06 Rebecea Fralix 464.42 Bruce Dawson 403.95 Barney Johnson 354.42 Erin Adams 319.05

World's Greatest Bonus W 4 - September “All qualifiers listed achieved at least $200 in bonus totals

Qualifier Bonus @ Qualifier Bonus

David Garcia Shauntay Furbush Erin Bunker Ryan Harvath Katie Lee

Linda Hinds Jayne Herrick Mickey Flinn Dick Nakatani Ryan Jimenez Toafa Teo

Laura Dipictro Anthony Austin Sebastian Kazek Ramon Herrera Donald McCrary Columba Perez Jeffrey Hagan Bertha Washington Daniel! Hartwig Phillip Jenkins Alex Felix Matthew Purdy Aaron Stroud Eric Williams Michael Camara Tina Grzeca Jefonda Neal Renee Anderson Germain LeCours Daniel McCarthy Shawn Wilson John Pagano Johnathon Bunch Kathy Mann

Pa Thao

Lennis Hayes Salvatore Pennisi Sharon Nigota David ‘Thornton Neeraj Arora Adam Knudtsen Adelfa Parinas Richard Duskey Kendall Reeves Jose Saldivar

Jennifer Alfred-Norris

Frank Soldo Alexandria Smith Janice Park Andre Christie Scott Kim

Summayyah Muhammad

Gregory Latimer Vanessa Garcia

Robert Mitchell

$318.27 318.12 317.40 317.40 316.21 315.25 315.21 313.71 313.18 312.75 312.47 312.46 312.32 312.10 312.04 311.82 310.23 310.23 310.04 308.99 307.98 307.40 307.12 305.92 305.46 304.01 303.60 303.48 302.45 302.30 300.62 300.16 299.93 298.80 298.68 298.66 296.64 296,39 294,75 294,73 294,36 294,19 293.10 293.04 291.24 290.91 289.10 288.92 288.78 288.64 288.10 285.39 285.32 285.01 284.54 284.00

David Fitzgerald Susanne Munro Sorana Blackfoot Salvatore Giacchi Christopher Brooks Branden Brooks Shcku Sheriff Johnathon Ellington Phillip Cobrand Brent Morrisscy Amy Buskas

Yeni Losano Philip Sanabria Levar Morgan Jeffrey Trawinski Waylon Jimmy Syntoshia Tolbert Catherine Mak Benjamin Charles Lorna Blackwood Sal Giacchi Rickie Sasser Martin Skedel Dana Ramadan Dustin Henderscheid Christena Wong Ryan Whorley Tanya Golovanoff Jeffrey Mayfield Steven Roy

Jaime Rozotto Earle Harris

Cara DeFiore Matthew Tullis Rosnel Dufort Tolulope Odewumi Aquilas Zephir Athar Sheikh Mickey Beaver Sharon Castellano Crystal Nestres Lauric Quinn Robert Drake Elizabeth Cross Antonio Monica Dara Colbert Kenneth Greer Briana Callahan Mildred Rush Moustafa Makhmoud Philip Schlatter Michael Graham Earl LaGuff Jesse Reeder

Talia Witt Lazarus Echeta

World's Greatest Bonus W 5 - September

$283.96 283.35 282.21 281.39 279.88 279.77 279.59 279.51 279.14 277.72 276.73

* "We Qualifier Bonus

Sami Mogannam $245.40 Christopher Vasu 245.35 Frederick Greene 243.45 Ronald Rhodes 241.75 Lirita Brown 241.19 Leah Courtright 239.88 Jason Darnell 239.40 Faapoi Uvea 238.70 Jason Duncan 238.46 Sharif Grays 237.79 Maria Thlang 237.59 David Brown 236.91 Jeffrey Jacobsen 236.79 Joseph Reed 236.01 Daniel Levine 235.22 Travis Miller 234.74 Travis Eick 234.07 Christine Durrer 233.90 David Bonewell 233.70 Steven Keifner 233.30 Nikki Woods 230.14 Beverly Bergthold 229.94 Jacob Eyer 229.29 Charles Clagett 228.94 Tyler Hornung 228.72 Lisa Kahan 228.31 Jesse Zwack 227.85 Oscar Rubio 227.55 Holly Cook 227.47 Kristin Garramone-Hager 225.32 Douglas Scheffler 225.20 Aldin Isaac 225.12 Stephanie Burress 224.64 Linda Byas 224.55 Valpresious Ham 224.38 Sophia Davis 224.32 Anthony Petri 222.07 Edward Harris 220.53 Stephanie Caccamo 219.72 Brian Campbell 219.30 Floyd Patterson 219.18 Eun Oh 219.02 Evan Holzhauer 218.75 Chris Johnson 218.40 Jamison Blom 218.08 Vance Bosch 217.65 Muriel Fletcher 217.61 Alba Wandurraga 217.41 Nocl Ables 217.03 Andrea Yec 216.70 Jason Hnatonko 216.25 Evan Wicklund 215.97 Daniel Heinecke 215.93 Victor Christman 213.85 Louis Velez 213.78 Katherine Georgiou 213.46

“All qualifiers

Jenny Hearns Valorie Nhean Bill Strain Travis Vandeberghe Leonard Brooks Lou Meenach James Holzer Nikkia Hester Cacia Galiano Dawson Danielle Jankowski Islah Cole John Partridge O'Neil Lawrence Micah Jordan Amanda Niss Estevan Cruz Keith Johnson Anita Inman Arthur Westergren George Cunningham Michael Sheets Luvette Ward Colby O'Malley German Pena Stephanie Holland William Ray Lisa Stella Hopeton Evans Mary Ayarzagoitia Danicl Orta Rose Deacy Nathan Pollatos Thomas Moore Michael Grundon Pauline Ruff Barbara Leader London Burnett Juan Montufar

listed achieved at least $200 in bonus totals

Qualifier Bonus

David Jackson $3,230.42 Carlo Bonifazi 2,031.96 Lance Martin 2,002.50 Sami Mogannam 1,457.78 John Bulecza 1,319.61 Arthur Westergren 1,150.68 Benton Tong 838.43 Robert Appel 788.55 Kathy Langley 771.17 Henry Getty 749.22 Craig Byer 719.55 John Serrano 705.74

Reinstatement Bonus & 1 - September

Total: $32.655.05

Qualifier Bonus Qualifier Bonus Qualifier Bonus

Lawrence Dennis Jose Sanchez Olaf Johnson Adam Herman Philip Prata Lawrence Broniszewski Layla ‘Torres Patricc Wise Darron Hacker Jason Young Andrea Yee

Lily Tchen

$649.50

Jesus Gonzalez $360.60 Silvia Ortiz 336.54 Heidy Morataya 332.66 Bryan Gravel 324.51 Rebecca Fischer 314.64 Jason Duncan 308.04 Katherine Fallon 302.31 Mark Corkrcan 291.42 Ghina Malancy 288.90 Erin Neal 276.24 Maryna Danielian 272.43 Peter Soybel 272.25

*All qualifiers listed achieved at least $200 in bonus totals

Perry Taylor $243.36 Harjeet Rana 234.51 James Larkin 224.84 Thomas Parker 224.40 Ronald Rivera 223.89 Joanne Marks 221.01 Jean Michelle Hardee 219.42 Earnest Loveless 208.80

Public Relations

Total: $44,387.94

Qualifier Bonus

Chuck Hill $8,090.00 Mario Soljan $1,162.50 Jennifer Chetwynd $472.50 Jerry Hartnett $259.50 Karen Apgar-Scholz 3,343.00 Malka Arony 864.50 Linda Stadtler 468.00 Nadine Boudreault 257.50 Amanda Mlinaz 3,102.00 Irene Rurycz 813.00 Viki Farr 397.50 Lou Nell Busby 254.00 Robin Andrade 2,661.20 Mark Gagliardi 736.50 Sue Akers 381.00 Frances Christie 250.50 Al Wall 1,974.27 Taunza Adams 676.50 Catherine Briggle 376.50 William Verbeten 233.50 Kenneth Altizer 1,935.00 Vivian Dwyer 632.21 . Jenny Williams 331.50 Alexis Mathis 222.81 Casandra Robinson 1,681.88 Billy Sauers 620.50 Alina Latinsky 31100 Becky Cutler 213.00 Rona Pileggi Spano 1,322.94 Donald Spohn 617.00 Manon Brulotte 293.56 Susan Gilbert 211.75 Brett Hulme 1,245.00 Larry Lozano 605,50 JT Tasker 272.50 Casandra Williams 202.50 Brenda Di Somma 1,241.00 Stephen Matous 520.50 Richard Case 271.00 Miryam Posada 202.50 Robyn Ferraro 1,179.50 Cheryl Cook 475.00 John Wagner 266,50

Public Relations Bonus @ 1 - September

“All qualifiers listed achieved at least $200 in honus totals